Growth is a multifaceted journey – from expanding customer bases to increasing revenue, profits, and establishing a bigger footprint. Beyond financial gains, business owners often find profound growth in time – time for family, personal pursuits, and travel adventures.
If you resonate with this holistic vision of growth, Thrive CFO invites you to thrive on your journey.
We are heavily invested in the relationships we build with our clients. As a result, we only work with a select group of businesses. Businesses where we know we can add transformative value . Businesses that will never be the same again.
Why these specific ones?
We share their frustrations and challenges…we’re ultimately a professional services agency ourselves. This allows us to take a much more empathetic and personal approach to the way we coach and advise them.
Our consulting clients range from event management, management consultants, financial planners and IT Consultants, to name but a few.
Architects, Attorneys, Insurance Brokers, Estate Agents, HR & Recruitment specialists, Copywriters, Dietician’s and Physioherapsists are among those that benefit from our services.
We add value to a number of creative agencies. We serve amongst others – but not limited to – graphic design, marketing and communications and brand agencies.
After 12 years of working with agencies and consultancies just like yours, we can identify the below as some of the most prominent growth challenges our clients experience. The size and vision for your agency may determine when and if these become relevant.
Agencies and consultants are notoriously bad at keeping track of time…because it’s always been a chore and stuck somewhere in a manual spreadsheet. With human capital being your biggest expense, this is a must if you want to run profitably.
Most clients start out with a small team and the owners tend to wear more than one hat at a time. Understanding and keeping track of compliance is most of the time something outside their fields of expertise. Nothing kills creativity faster than worrying about this at 02:00 am.
Delivering a profitable project is quite a challenge…you need to keep track of scope creep, tight budgets, clients disputing certain invoices and staying in budget. You need proper systems in place to navigate this difficult part of your agency or consultancy.
Cash flow is what keeps the dream alive. How can you better keep track off and manage your cash flow? What systems can you implement to better forecast your future cash position? Especially when you're not sure what money is coming in, when.
Our industry-leading NET PROMOTER SCORE of 71 achieved during COVID19 lockdown is a great testament to clients loving what we do.
At Thrive CFO, we do accounting, tax, payroll and consulting. But we don’t really DO them…
Instead, we DO FREEDOM.
Freedom of time, money and location.
We all have the same 24 hours each day. The difference in being successful or not is not more time.
It’s how we choose to spend that time.
Far too often, agency owners get sucked into the mechanics of their businesses, working crazy hours with very little to show for their efforts.
That is where you may find yourself right now, but it is not the way it should be.
Because we understand agencies and their challenges, we help their owners unlock more free time to spend how they choose.
Growth is often mistaken with more clients, bigger revenue, increased staff and ultimately larger offices. And whilst these could all be part of the journey, they are not the destination.
The only thing that matters in business, is how much money stays behind in your bank account?
Building a business that retains a big portion of its revenue, regardless of how much that revenue may be…now that is a successful business!
The world of working from 9 – 5, stuck in traffic twice a day, seeing your life pass you, one car at a time, is gone forever. Life is just way too short!
We’re not saying no one should have offices anymore. But a Thrive CFO client decides when and where they and their teams work. Creativity and inspiration sometimes happens next to the cricket field, or in your favourite coffee shop.
Choosing a cloud accounting firm as your new business partner is a big one and the wrong partnership could be dire. Although, with our turnkey solutions and exceptional accounting services, we believe that we are the best choice you could make this year.
Tech savvy accountants focused on helping you save time and scale, by using integrated systems.
One point of contact that understands your business and who you can build relationship with.
Proactive accountants to help you save tax and time by regular reviews and planning throughout the year.
All inclusive fixed monthly packages tailor made for you with no hidden fees or surprise bills.
You are in safe hands,. We are experts in our field and are fully qualified Accountants & Tax Advisors.
Design – Implement – Measure – Align
We help our clients achieve more freedom by ensuring their foundation is super strong, highly efficient and extremely profitable.
By following this approach meticulously we achieve exactly that!
Each business is unique and so should their solution be. Your system is built from the ground up to help achieve your goals.
Each business is unique and so should their solution be. Your system is built from the ground up to help achieve your goals.
Each business is unique and so should their solution be. Your system is built from the ground up to help achieve your goals.
Each business is unique and so should their solution be. Your system is built from the ground up to help achieve your goals.
Our AppsMap enables us to customise a client-specific solution based on each business’ unique requirements. No off-the shelve solutions to be found here.
We partner with industry leading providers and organisations to ensure that our clients get the best overall accounting services that will help them achieve their goals.
On 17 August 2026 SARS put mandatory e-invoicing and near-real-time VAT reporting on the table, with rollout expected around 2030. What the five-corner model changes, how it differs from filing today, and why early attention pays off.
The 23 September MPC decision flows straight through to your overdraft, invoice financing and the gap between doing the work and getting paid. How to translate the rate move into rand terms, and the debt decisions worth making this quarter.
If FY26 outperformed the estimate behind your August second provisional payment, SARS is already charging interest on the shortfall. A voluntary third top-up by 30 September stops the clock, on a number you calculate yourself.
The interim EMP501 reconciliation window runs 21 September to 31 October 2026. What SARS actually checks, what late or inaccurate filing costs your business and your staff, and the IRP5 data-quality checklist to work through before you submit.
SARS crypto tax 2026 is changing with CARF. Exchanges now report to SARS. Learn what to declare, the VDP escape route, and penalties of up to 200%.
New employment equity targets 2026 hit employers with 50+ staff. With reporting opening 1 September, here’s how to comply and avoid R1.5m fines.
Your provisional tax first payment is due 31 August 2026. Learn how to estimate correctly, avoid the 10% and 20% penalties, and file IRP6 on time.
This Women’s Month, women entrepreneurs South Africa can build stronger businesses with 7 financial moves, from funding to tax to cash flow.
